By explaining our privacy notice to you, we trust that these policies will allow you to better understand how we keep certain information private and secure while using it to serve you better. This notice is provided to you as required by the Government Privacy Law and refers to our policies and practices effective on and after February 1st 2008.
The notice explains the following:
- Protecting the confidentiality and security of consumer information
- The types of information we have about you and where it comes from
PROTECTING CONFIDENTIALITY AND SECURITY OF CONSUMER INFORMATION
We take seriously our responsibility to respect the confidentiality and security of nonpublic personal information - called "Consumer Information" in this notice. Our policy calls for safeguards to protect consumer information only by those who need access to do their work. The same holds true for our affiliated companies, which are companies that, now or in the future, we own (or control), or are owned (or controlled) by, or are under common ownership (or control) with us. We also may maintain, as required by applicable federal regulations, physical, electronic, and procedural safeguards to guard your nonpublic personal information.
REVISIONS TO THE POLICY
INFORMATION WE COLLECT
We collect and use information about you from various sources. The amount and nature of the information collected and used varies from transaction to transaction, but the information described in the following two types:
1. Information from you. Information you provide to us on applications, other forms, and by other means, such as your name, e-mail ID, and contact numbers.
2. Other general information. Other general information we obtain about you (such as demographic information) that are not assembled for the purpose of determining your eligibility for credit, insurance, employment or other products or services.
SHARING INFORMATION WITH AFFILIATED COMPANIES
We may disclose to our affiliated companies all of the information we collect about you as described in the two categories above. Our affiliated companies can be financial service providers such as leasing companies, insurance companies and payment processing companies and non-financial companies such as automotive repair facilities and data processing companies. This sharing permits us to give you superior service, make a wider range of products available, and operate our business more effectively. We do not share information with nonaffiliated third parties, other than described below under "Sharing Information for Legal and Routine Business Reasons and for Joint Marketing". Where they apply, we reserve limits and restrictions set by law as to sharing certain kinds of information with our affiliates.